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A&D Mortgage has rolled out new temporary rate buydown programs designed to give high-net-worth borrowers “more flexibility” with their home financing options, the non-QM lender announced this week.
“Temporary rate buydown plans are a good fit for borrowers who have the capacity for higher earnings within a few years of obtaining a mortgage,” the company said in its Press release. “Buydown plans allow borrowers to benefit from temporary subsidies of the monthly payment of principal and interest. By offering these products, brokers help borrowers get access to lower initial payments, and the stability of predictable payment increases.”
A&D’s rate buydown products are available for owner-occupied, second-home conventional loans, third-party or seller-paid options, and non-QM loans. The programs include:
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